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A scholarship is an academic award to a student for outstanding academic, athletic or artistic talent. Like a grant, a scholarship does not have to be repaid.

A scholarship often requires the recipient to maintain a high standard of academic success or artistic accomplishment. If the recipient falls short of the minimum standards, he or she may lose a scholarship.

While the Internet is a great place to search for scholarships, it's also important that you avoid scams. You can usually tell if an offer is a scam if it seeks a payment from you upfront.

A scholarship fund is the entity that pays and replenishes the scholarship. Colleges and universities, foundations, charities and corporations may sponsor a scholarship fund -- there is really no restriction on the type of organization that offers a scholarship. Scholarship funds are often endowed and supported by contributions from individuals and organizations committed to such ideals as improving public education and the arts, developing future community and business leaders, and developing new technologies.

Contact the Credit Union for further details at 518-828-5216.

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