Home Contact Us
Hudson Office
518-828-5216
View Hours
Call Toll Free 800-421-2119
FlexTeller
Online
Banking Sign Up
Learn More
Own Your Money!  Invest in America
Home Equity Loans
 


Catch Your Next Home Equity Loan from CGFCU!

  • NO ATTORNEY FEE
  • NO APPRAISAL FEE
  • NO FLOOD CERTIFICATION FEE
  • NO RECORDING OF MORTGAGE FEE
    Potential Savings: $750.00 OR MORE!

HOME EQUITY LOAN OPTIONS


         
#1                     #2           

Variable Rate Home Equity
Choice #1
Home Equity Variable Rate LOC
Financing up to 20 years
 80% financing
 Starting as low as prime*

Choice #2
Home Equity Variable Rate LOC
 Financing up to 20 years 
90% financing 
Starting as low as prime + 1.00%*

Additional Information On Home Equity Variable Loan or LOC
 Lifetime Cap 6.00% over initial rate
1.75% annual rate increase or decrease
4.00% Floor 
Minimum first advance on LOC is $ 5,000.00
Subsequent minimum advance is $500.00.
Member responsible for Mortgage Tax based on County
CURRENT PRIME RATE: 3.25%

*All approved rates based on creditworthiness.
Rates are subject to change without prior notice.

FIRST MORTGAGE
We use CUC Mortgage Company as our underwriter
Call our loan department for information at 518-828-5216 exts. 1102 or 1101 or by email at bettyg@cgfcu.org or jessicah@cgfcu.org.

 
Home Equity Rates
Variable Line of Credit up to 20 years 80% financing Starting as low as prime
Variable Line of Credit up to 20 years 90% financing Starting as low as prime + 1.0%

 First Mortgage Rates

(CUCM rates) fixed Please call 518-828-5216 for these rates
(CUCM rates) variable Please call 518-828-5216 for these rates

 CLICK HERE TO APPLY NOW

CLICK HERE FOR PRINTED VERSION OF RATES

 MORTGAGE CALCULATORS

How much home can I afford?
Should I refinance my home?
Should I pay discount points?
Should I make extra payments on my mortgage?
How much of a down payment should I make on my new home?
Mortgage Payment Calculator
Comparing mortgages (i.e. 15, 20, 30 year)
What is the Loan to Value Ratio of my home?

 
More Loans
General Loan Information
Interest Rates
Apply Now!
Boat/RV Loans
Sportscraft Loans
Unsecured Personal Loans
Overdraft Line of Credit
Auto/Truck Loans
Fuel Line of Credit