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Home Equity Loans
 


Catch Your Next Home Equity Loan from CGFCU!

HOME EQUITY LOAN OPTIONS


       
                    
Variable Rate Home Equity
Choice #1
Home Equity Variable Rate LOC
Financing up to 20 years
 80% financing
 Starting as low as prime*

Choice #2
Home Equity Variable Rate LOC
 Financing up to 20 years 
90% financing 
Starting as low as prime + .50%*

Additional Information On Home Equity Variable Loan or LOC

Low Closing Costs 
Lifetime Cap 6.00% over initial rate
1.75% annual rate increase or decrease
4.00% Floor Minimum first advance on LOC is $ 5,000.00
Subsequent minimum advance is $500.00.
Member responsible for Mortgage Tax based on County

 

CURRENT PRIME RATE: 3.25%

*All approved rates based on creditworthiness.
Rates are subject to change without prior notice.
 
Home Equity Rates
Variable Line of Credit up to 20 years 80% financing Starting as low as prime
Variable Line of Credit up to 20 years 90% financing Starting as low as prime + .50%

Home Equity applications are available at the credit union located at
207A Green Street in Hudson, NY. For more information, contact us at 518-828-5216.

FIRST MORTGAGE
We use CUC Mortgage Company as our underwriter.
Call our loan department for information at 518-828-5216 exts. 1101 or 1102 or by email at jessicah@cgfcu.org or bettyg@cgfcu.org
.

 First Mortgage Rates
(CUCM rates) fixed Please call 518-828-5216 for these rates
(CUCM rates) variable Please call 518-828-5216 for these rates

 CLICK HERE TO APPLY FOR A MORTGAGE

CLICK HERE FOR PRINTED VERSION OF RATES

 MORTGAGE CALCULATORS

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Mortgage Payment Calculator
Comparing mortgages (i.e. 15, 20, 30 year)
What is the Loan to Value Ratio of my home?

 
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