The following are current fraudulent phishing scams that you should not respond to, and alert the credit union if you receive:
Fraud Alert – 7/6/2010
The most recent scam is claiming to be from the FDIC and could easily be spun to appear as if it is coming from NCUA as well.
E-mail Claiming to Be From the FDIC – July 2, 2010
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. The subject line of the e-mails state: "you need to check your Bank Deposit Insurance Coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets." The e-mail then directs recipients to click on a link stating "You need to visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage."
This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information or to load malicious software onto end users' computers and should not click on the link provided.
The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
NCUA warns of fraudulent e-mail activity
May 26, 2010 – NCUA yesterday said e-mails from simulated NCUA e-mail boxes to members of credit unions may be an attempt to obtain members’ confidential data.
The e-mails solicit credit union members’ participation in an online survey or member survey and promise compensation of $40 for responding. “The emails are fraudulent,” NCUA said. “NCUA does not solicit such information from credit union members. This is a phishing activity with no NCUA activity or approval.”
Anthony Demangone, NAFCU’s director of regulatory compliance, reminds credit unions of agency rules on the protection of member data.
“NCUA’s security regulation requires credit unions to take reasonable precautions to protect their members’ sensitive information,” he said. “With that in mind, credit unions might consider alerting members to this scam and others in newsletters, branch signage, blogs or Twitter feeds.”
NCUA said anyone receiving these phishing e-mails should not respond to them. Questions can be sent to NCUA at email@example.com.