Thinking of Refinancing?

 Our Custom Home Equity Loan
May Be the Last Refinancing You Will Ever Need AND...

YOU DECIDE ON

YOUR OWN MATURITY DATE!

  RECEIVE UP TO 1/2% OFF* 
APPROVED LOAN RATE
PAY NO ATTORNEY’S FEES
            1/4% Off With Promotion Plus 1/4% With Bi-Weekly Payments
*All Approved Rates Based on Credit Worthiness 

Special Runs From April 1st Through May 15, 2013
Finance Up To 20 Years!

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CGFCU PERSONAL LOANS FOR ALL OCASSIONS!!

PERSONAL LOAN RATES...
NOW AS LOW AS
7.99%*

 LET'S GET UP CLOSE AND PERSONAL! 
THE MANY WAYS TO PERSONALIZE YOUR LOAN NEEDS

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Columbia Greene Federal Credit Union offers a wide range of loans that help you plan, build and enjoy your life.

• Home Equity Loans and Lines
• Mortgages
• Home Improvement
• Automotive  
• Used Car Deals at Enterprise.com
• Boats, RV and Sportscraft
• Share Secured
• Fuel Lines of Credit
• Overdraft Lines of Credit 
• Vacation/Holiday
• Visa Credit Card
• Unsecured

SCROLL DOWN FOR RATE SHEET, LOAN APPLICATION AND CALCULATORS

 Columbia Greene Federal Credit Union offers a wide range of loans that help you plan, build and enjoy your life.

• Home Equity Loans and Lines
• Mortgages
• Home Improvement
• Automotive  
• Used Car Deals at Enterprise.com
• Boats, RV and Sportscraft
• Share Secured
• Fuel Lines of Credit
• Overdraft Lines of Credit 
• Vacation/Holiday
• Visa Credit Card
• Unsecured

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OVERDRAFT LINE OF CREDIT  

If you have used Courtesy Pay in the past, or want the comfort of knowing your transactions will be covered up to an overdraft limit when you do not have enough available funds in your share draft account, CGFCU is offering a $200.00 overdraft line of credit to members in good standing.    Please note you MUST complete an application for this line of credit. 

TO APPLY FOR THE BASIC OVERDRAFT PROTECTION $200.00 LINE (no credit report needed), Click Here For Application

TO APPLY FOR OVERDRAFT PROTECTION FOR OVER $200.00 LIMIT,
Click Here For Application

Be sure to sign and submit Agreement Page with applications above.

All signed paperwork should be submitted by mail, in person or placed in drop box to Columbia-Greene Federal Credit Union at: 207A Green Street, Hudson, NY 12534. You may reach us with any additional questions at (518) 828-5216, or via email at kips@cgfcu.org.

PLEASE NOTE: If contacting us via email, do not include any account information in the message.

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Has a New or Used BOAT/RV Caught Your Eye?
 Bring It Home With a Loan From CGFCU!

New Boat and RV:

• 15 Year Financing
  
• Rates as low as 6.5% APR*
  
• Refinance from another financial institution
  

Used Boat and RV:

• 12 Year Financing
  
• Rates as low as 7.25% APR*
  
• Refinance from another financial institution

*Rates Based on Credit Worthiness

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Columbia-Greene FCU and its Loan Officers are registered with the National Mortgage Licensing System.

CGFCU Identifier Number: NMLS#543983

Loan Officer Betty Grant:
Identifier Number: NMLS #695890

Loan Officer Jessica Herishko:
Identifier Number: NMLS#696138

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MORTGAGE CALCULATORS

How much home can I afford?
Should I refinance my home?
Should I pay discount points?
Should I make extra payments on my mortgage?
How much of a down payment should I make on my new home?
Mortgage Payment Calculator
Comparing mortgages (i.e. 15, 20, 30 year)
What is the Loan to Value Ratio of my home?

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AUTO CALCULATORS

Should I lease or purchase a car?
How much will my auto payments be?
Should I take a rebate or low-cost financing?
Should I accelerate my auto payments?
How much car can I afford?

CLICK HERE FOR RATE SHEET AND DISCLOSURES

Required Documents for Loan Applications
Click Here

To apply for a loan
Click Here

OR, CALL THE CREDIT UNION AT 518-828-5216 ext. 1102 or 1101 FOR APPLICATION NEEDS.

If you are a FLEXTELLER user, please feel free to click on the link below. Apply for a loan using FlexTeller Online Banking.