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CLICK HERE TO USE THE NEW ATM LOCATOR!
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Loans
CGFCU offers the following loans:
- Unsecured
- Home Equity
- Student
- Automotive
- Boats and RV
- Mortgages
- Share Secured
- Vacation
You can now apply for a loan
online!
All members who are signed up for
the FlexTeller Program, can access the complete loan
application by clicking on the FlexTeller icon.
Members who have not signed up for
the FlexTeller Program can click HERE
for an application.
Rates
(as of
06/19/2008)
|
Loan Rates |
Prime Rate 5.00% |
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All rates based on
creditworthiness |
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Home Equity
|
|
Fixed (Closed End) |
up to 15 years |
Starting as low as 7.25% |
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Variable (LOC) |
up to 15 years |
Starting as low as 6.25% |
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First Mortgage
|
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(CUCM rates) fixed |
Please call or
ask rep.
for these rates |
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(CUCM rates) variable |
| |
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New Vehicle |
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**6.0-15.00% APR |
New Auto
bi-wkly payroll deduct 1/2%
|
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Used Vehicle |
2005 & older
(48 mos fin)
2006 - 2008
(60 mos fin)
|
**7.25-16.25% APR |
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New Sportscraft
(Boats, Quads, etc.) |
**9.0-16.0% APR |
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Used Sportscrafts |
**9.5-18.0% APR |
|
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Unsecured Loans |
**9.5-18.0% APR |
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Overdraft Protection |
**15.0-18.0% APR |
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Home Improvement |
**9.50%-18.0% APR |
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Share Secured
Loans |
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4% over the rate being paid for your share or
term share
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Secured Loans - secured
by Real Estate, Personal property, trailers, lawn tractors, or
farm equipment, either a mortgage, a Motor Vehicle lien or UCC-1
lien is filed. A "Rider" must be added to your insurance
coverage naming the Credit Union as "Loss Payee"
The following must accompany your application for a new or
used auto: an invoice or statement from the dealer or seller
as to make, model, year, identification number and any options
on the vehicle Proof of insurance showing the name of the
insurance company and the agent.
Proof of income is required with all loan applications
*Prime Rate is defined as the rate stated in the Wall Street
Journal. Rates are adjusted the first working day of each month
- as needed.
** All rates based on creditworthiness
Back
Share Accounts
(includes Shares, Holiday,
Vacation, Escrow)
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Dividend on
Shares |
.400% |
.401% |
Money Market Accounts
|
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A.P.R. |
A.P.Y. |
|
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$2,500-$9,999 |
1.20% |
1.207% |
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$10,000-$24,999 |
1.50% |
1.511% |
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$25,000-$49,999 |
1.75% |
1.765% |
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$50,000 -
UP |
2.20% |
2.224% |
Certificate Rates
|
|
A.P.R. |
A.P.Y. |
|
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6 months |
2.00% |
2.020% |
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12 months |
2.25% |
2.275% |
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24 months |
2.35% |
2.378% |
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36 months |
2.55% |
2.583% |
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48 months |
3.00% |
3.045% |
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60 months |
3.10% |
3.148% |
Back
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Office Hours:
The Credit Union will be closed on
Friday, July 4th for Independence Day
FOR SPECIAL TRAINING NEEDS,
NEW FRIDAY HOURS WILL BE IN EFFECT STARTING FRIDAY, JULY 11, 2008
Hudson Branch:
FRI 9:30 AM – 5:00 PM
Athens Branch:
FRI 9:30 AM – 7:00 PM
All Other Hours will remain
the same.
HUDSON OFFICE
M-T-W: 9am - 5pm
Thurs: 9am - 7pm
Fri: 9:30am - 5pm
Sat: 9am - 12:30 pm
(518) 828-5216
ATHENS OFFICE
M-W-Th: 9am - 5pm
Fri: 9:30am - 7pm
Sat: 9am -12:30pm
Tues: CLOSED
(518) 945-2146
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Learn
More...
Find out how much your payments
will be with our
loan calculator.
Determine how much you
could save over time with our
savings calculator.
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Copyright
2008© Columbia-Greene Federal Credit Union
