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Lending Made Easy

Columbia-Greene Federal Credit Union has the loan for you! We take pride in working with our members based on their individual needs, and our Loan Officers are registered with the National Mortgage Licensing System. Select your loan of interest from the above photos, or simply scroll down our loan options below.

CGFCU Identifier Number: NMLS #543983
Loan Officer Jessica Herishko Identifier Number: NMLS #696138
Loan Officer Brianne Hackett Identifier Number: NMLS #1479729

OR, send an email to loans@cgfcu.org today.

Mortgages

Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.

Our mortgage program features:

  • a secure online application process;
  • expanded loan programs;
  • low interest rates and closing costs; and
  • expert support and assistance throughout the entire process.

All CGFCU mortgage loans are serviced through Owner’s Choice, a full-service mortgage underwriter serving credit unions in the greater Northeast. For additional information, send an email to loans@cgfcu.org.

Home Equity Loans

ANYTHING Home LoanFixed Rate starting as low as 4.25%

  • No Out of Pocket Expenses
  • No pre-payment penalty
  • Up to 20 year financing
ANYTHING Home Line of Credit (LOC)Variable Rate starting as low as 3.50%

  • Based on Prime
  • Adjusted annually (anniversary)
  • +/- 1.75% annually
  • Prime plus 5% Cap
  • Minimum $25,000
  • Up to 5-year draw
  • No Out of Pocket Expenses
  • No pre-payment penalty
  • Up to 20 year financing

CURRENT PRIME RATE: 3.50%

Home Equity applications are available at the credit union located at 207A Green Street in Hudson, NY, or at 12165 Route 9W, West Coxsackie, NY. For more information on rates and terms, contact us at 518-828-5216 or at 518-303-4801.

*All rates based on creditworthiness and are subject to change.

Mortgage Calculators

 

Auto/Truck

LOOK NO FURTHER FOR YOUR AUTO AND TRUCK LOAN NEEDS...

Auto Loan Rates
APR as low as*
New Vehicle 1.99% 36 to 84 months financing
Used Vehicle 2.49% 36 to 60 months financing
First Time Auto Buyer (FAB) Loan *NEW!
12.99% APR Up to 60 month financing

*All rates based on creditworthiness and are subject to change.

Auto Calculators
Should I lease or purchase a car?
How much will my auto payments be?
Should I take a rebate or low-cost financing?
Should I accelerate my auto payments?
How much car can I afford?

The following must accompany your application for a new or used auto:

  • An invoice or statement from the dealer or seller as to make, model, year, identification number and any options on the vehicle.
  • Proof of insurance showing the name of the insurance company and the agent.
  • Proof of income is required with all loan applications.

Boats and RVs

Finance your boat, RV or trailer today

Boat / RV / Trailer Rates
APR as low as*
New Boat/RV 6.24% 15-year financing
Used Boat/RV 6.99% 12-year financing

*All rates based on creditworthiness and are subject to change.

Motorsports Vehicles and more

Finance your jet ski, snowmobile, quad, or tractor today.

Motorsports Vehicle Rates
APR as low as*
New 8.74%
Used 9.24%

*All rates based on creditworthiness and are subject to change.

Anything Loan

(Personal/Unsecured, Home Improvement, Debt Consolidation)

Our Anything Loan offers:
– Rates as low as 9.99% APR*
– Up to $15,000

*All rates based on creditworthiness and are subject to change.

Interest Rates

ANYTHING Home Loan (Fixed)
Rates starting as low as 4.25%*

ANYTHING Home LOC (Variable)
Rates starting as low as 3.5%*

Mortgage Rates:
Consumer Loans
APR as low as*
New Vehicle 1.99% 36 to 84-month financing
Used Vehicle 2.49% 36 to 60-month financing
First Time Auto Buyer (FAB) Loan *NEW! 12.99% (fixed rate) Up to 60-month financing
New Boat/RV 6.24% 15-year financing
Used Boat/RV 6.99% 12-year financing
New Sport craft (Tractors, Ski Jets, Quads, etc.) 8.74%
Used Sport craft 9.24%
ANYTHING Loans 9.99%
Overdraft Protection 14.74%

 

Shared Secure Loans
2.75% over the rate being paid for your share or term share

*All rates based on creditworthiness and are subject to change.

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