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Savings

In order to establish membership – and save money – new members begin their relationship with CGFCU by opening a savings account. Establish membership and put your savings to work for you.

  • Savings account balances can be used as collateral for loans or overdraft protection for checking accounts.
  • Members receive quarterly statements (monthly when combined with a CGFCU checking account (link to checking).
Rates
Share Accounts Dividend Rate APY
Dividend on Shares as declared on 9/30/2013 0.05% 0.05%

Clubs

Join one of CGFCU Savings Clubs to simplify savings and increase your rewards.

Holiday Club – Save for holiday expenses, from shopping to travel.

  • Earn interest regardless of your account balance.
  • Funds are automatically transferred to your savings account on October 15th each year.*

* There is a $5 fee for early withdrawals.

Vacation Club – Start planning for that much-needed vacation while your money accumulates automatically.

  • Earn interest regardless of your account balance.
  • Funds are quickly and easily accessible at any time.
  • No term requirement.

Visit the credit union or call us today to setup a Holiday or Vacation Club Account – FREE OF CHARGE!

Money Markets

CGFCU Money Market accounts allow you to earn higher dividends without being locked into a term. With no deposit limits and the allowance of three check withdrawals per month, your funds are completely accessible.

  • Benefit from competitive dividends.
  • Money Market Accounts are easy to establish with a minimum balance of $2,500.00.
  • Funds can be used as collateral for low-interest loans.
Rates
Money Market Accounts *APR APY
$2,500 – $9,999.99 0.08% 0.080%
$10,000 – $24,999.99 0.09% 0.090%
$25,000 – $49,999.99 0.10% 0.100%
$50,000 – UP 0.11% 0.110%

Rates accurate as of 5/1/2013.

  • Up to six (6) preauthorized, automatic or telephone transfers may be made in any month
  • Allowance for three (3) check withdrawals per month (included in the six transactions listed above)
  • Excess withdrawal fee is $1.00 per occurrence
  • Minimum balance of $2,500.00 required to open account and earn interest rate
  • A service charge of $1.50 per month will be assessed in any month balance falls below $2,500.00

*Rates are subject to change without prior notice.